Executive Summary
- You can typically earn more than a bank account by holding short-term U.S. Treasuries. For example, as of January they are netting over 4.1% and guaranteed by the full faith and credit of the US government. The national average 12-month CD rate is less than 2%, and the average savings account is paying less than 1%.
- Tines Capital will not charge an advisory fee to help you do this.
- Rates will change over time, but this service is designed to be competitive in any interest rate environment.
- Existing Tines Capital clients can begin by contacting their advisor.
- New clients can get started using the buttons below:
Why Your Money Shouldn’t Be In a Bank
For most of my life, I didn’t think much about the interest rates I was receiving on cash I had in the bank. My savings just sat in a bank earning next to nothing. That was normal, bank savings rates were near zero and there wasn’t much to do about it.
Continue reading “A Smarter Way to manage Your Cash”