Previous Posts
5 Minute Explanation of Leveraged Investing
Researchers tend to find that over long periods of time, investors drastically underperform markets. Over a 20-year period that was analyzed, researchers found that the average investor earned only three point six percent annualized. Meanwhile, balanced funds ranged from 6 to 7% on average, and the stock market an annualized return of 9.5%. Over long…
A Smarter Way to manage Your Cash
Executive Summary Why Your Money Shouldn’t Be In a Bank For most of my life, I didn’t think much about the interest rates I was receiving on cash I had in the bank. My savings just sat in a bank earning next to nothing. That was normal, bank savings rates were near zero and there…
Japanese Yen Carry Trade
I want to discuss some of my favorite ETFs, despite the losses they’ve brought me this year: SVIX, UVIX, and VXX. If you’re not a high-risk investment enthusiast, you may not have heard of these—they’re niche products. However, when used appropriately, I believe they offer a good opportunity for investors. These ETFs don’t invest in…
Investor Update August 2023
I hope this letter finds you well as the second quarter has now ended, I want to highlight a few important investment concepts that remain crucial to long-term success. Also, with higher interest rates I want to encourage you to make sure your shorter-term savings, emergency funds, and cash-like positions are getting good interest rates.…